[description: a man stands in a public restroom, wearing boots and nothing else under a winter coat]
I've always preferred warm weather - where you can go out without even putting on a jacket. But if there's an advantage to the sort of cold, winter weather that requires a heavy coat, it's that you can put just the coat on, and nothing else! The strange thing is that you feel more exposed, even though you're actually covered in a thicker layer than you would be on a summer day in a light, airy dress and sandals (especially if you've opted out of wearing panties). Clearly, it's a psychological thing. Just make sure you don't get overheated in that coat, or forget what you're [not] wearing underneath, because you can't just unbutton it to let the breeze in, or take it off and hang it over your chair. :-x